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These pics are courtesy Arun Gupta. They were taken on 3rd Feb 2011.

Dear Sir,
Allow me the pleasure of introducing IDBI Home Loans to your organization. I would like to take this opportunity to inform you that IDBI is one of the leading Govt. of India Owned Bank of the country offering a comprehensive range of products.
    As part of our endeavor to offer best of products and services to your organization, Please also find attached copy of Proposal Specially offered only to Employees of HCL for Gardenia Glory Sec 46 Noida Project. We promise you a genuine benefit with our offerings.

    Thanks for your anticipation.
     
    With Warm Regards,

    Nitin SIngh Arora
    Signature AD Media Services
    DMA IDBI Home Loans
    Delhi, India.
    T +91 011 45009249
    M +91 9911956789
    Email: nitin@xpressfinance.in ,idbihomeloans@xpressfinance.in
    Web: www.idbi.com,

IDBI Home Loan

Proposal HCL

Dear All,

I am shocked to see this mail from Gardenia. According to Chandan, Only 50 people have signed BBA and out of which just 30 odd people have deposited second installment.

We should pay the  second installment ASAP to avoid 18% interest. If we fail to do that, it will be very difficult for Core Committee to help members in avoiding late payment charges.

Please sign BBA and proceed for Loan (if required) to enable payment of second installment.

Thanks,

Ajay Pathak

Member of Core Committee

————————————————————————————–

—–Original Message—–
From: Chandan singh [mailto:sales@gardeniaindia.com]
Sent: Saturday, May 15, 2010 4:08 PM
To: Ajay Kumar Pathak – ERS, HCL Tech
Subject: Builder buyer agreement & 2nd installment payment

Dear Mr. Ajay Pathak,

For your kind information i would like to draw your kind

attention towards the progress of 2nd installment payment

& Builder buyer agreement signing.

Till date we have received around 30 payment fron around

140 HCLites. Around 50 people have signed the builder buyer

agreement,but we have not received a single disbursal from

them till date.The progress seems to be pathetic.

Last evening i ve got strict instruction from management to

speed up the progress,otherwise they will start taking penalty

from you people.

Kindly give some strict instruction & ask them to come forward

for builder buyer agreement signing & 2nd installment payment.

 Warm Regards

 Chandan Singh

9873886958

Hi All,

Special Terms for HCL got signed by Gardenia and available for  your reference – SPECIAL TERMS for HCL – Signed

Verify few things at the time of signing Builder Buyer agreement.
 - Your name and Flat number in the list of Allottees available at Garendia office
 - Stamp with following contents should be placed on the BBA.

“It is agreed by both parties that “special term” dated 10th April 2010,with the group of HCL employees(hereinafter called special terms) and annexed at Annexure-A shall form an integral part of this agreement. Further in case of any discrepancy/inconsistency amongst the terms and conditions of the agreement provisions, of Special terms shall Prevail”.

Please proceed with BBA signing.

Thanks,
Ajay Pathak
On behalf of committee representing HCL employees

Hi All,

We are trying to get bulk loans from Corporation bank at favourable rates.

Taking loans together as a group will give us more bargaining power and favorable terms compared to going solo. Hence, we are taking this initiative to come together as a group and take a loan from a PSU bank. As a part of this initiative, we were in talks with Bank of Baroda and Corporation Bank. BoB is not showing much interest – but Corporation bank has`asked us to submit the list of people who would be interested in taking loans. They have already provided special rates to NTPC  (8% fixed for 5 years which were valid till March 31).

The Corporation bank official has told us that he has applied in parallel for approval for new concessions that will be applicable for buld bookings for HCL employees and other companies (tentatively – 8.5% fixed for 5 years but not confirmed yet). He wants a list of all HCL employees who are interested.

So all those who are interested should send a mail to

1) Kavita Mangotra – kavita.mangotra@hcl.in

2) Deepak Bajpai – deepak_bajpai@hcl.in

All people who want to use this site as a platfrom for getting together as a group for bulk bookings from other bank (like HDFC, ICICI etc) can please state so in comment section below and we will get back to you.

Thank You

Dear sir,

I am giving you the list of persons who are looking after the loan from various banks,:-

1) Umesh (9891822827) — Corporation bank – CLP

2) Harsh anand (9717295005) — Bank of Baroda – CLP

3) Shambhu (9891216570) — HDFC Bank – CLP, Flexi

4) Rajiv mishra (9810887708) — ICICI Bank – any plan (CLP, Flexi, Down payment)

5) Sarvesh (9013238006) — IDBI Bank – any plan (CLP, Flexi, Down payment)

Apart from this, our company has appointed Asst. Manager (Loans &Recovery). He is Mr. Kapil sharma ( 9311146323).You can contact him for further loan related queries.

Hi All,

We have finalized and freezed Special Terms_HCL_Final for HCL and got it apprvoed from Gardenia. This needs to be signed along with Builder Buyer Agreement by every member.  Now members can proceed to sign the Builder Buyer Agreement.

Thanks,
Ajay Pathak
On behalf of committee representing HCL employees

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